Credit Cards · Knoxville, Tennessee
8 credit unions in Knoxville report credit card APRs to the NCUA. Rates range from 9.50% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
9.50%
Lowest Card APR
11.32%
City Average APR
8 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | CITY EMPLOYEES ★ 3.7 · 29 reviews | 9.50% | 11.00% |
| 2 | FIRST CHOICE COMMUNITY ★ 3.5 · 11 reviews | 9.90% | 11.05% |
| 3 | KNOXVILLE TVA EMPLOYEES ★ 3.9 · 197 reviews | 9.99% | 12.94% |
| 4 | TNCONNECT ★ 3.6 · 21 reviews | 10.90% | 12.90% |
| 5 | U. T. ★ 4.5 · 41 reviews | 11.49% | 11.99% |
| 6 | KNOXVILLE FIREFIGHTERS ★ 5.0 · 6 reviews | 12.00% | 11.59% |
| 7 | KNOX COUNTY TEACHERS ★ 4.8 · 9 reviews | 12.90% | 8.00% |
| 8 | NEW SOUTH CREDIT UNION ★ 4.4 · 7 reviews | 13.90% | 9.73% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Knoxville could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Knoxville credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.