Credit Cards · Nashville, Tennessee
14 credit unions in Nashville report credit card APRs to the NCUA. Rates range from 7.90% to 14.15%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
7.90%
Lowest Card APR
11.05%
City Average APR
14 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | M.P.D. COMMUNITY ★ 4.9 · 34 reviews | 7.90% | 10.69% |
| 2 | TENNESSEE EMPLOYEES ★ 5.0 · 13 reviews | 7.99% | 12.00% |
| 3 | VANDERBILT ★ 3.8 · 46 reviews | 9.25% | 16.30% |
| 4 | OLD HICKORY ★ 4.9 · 70 reviews | 9.49% | 11.75% |
| 5 | ST. THOMAS ★ 4.8 · 22 reviews | 9.83% | 13.40% |
| 6 | NASHVILLE FIREMEN'S ★ 4.7 · 15 reviews | 9.90% | 12.20% |
| 7 | DIXIE LINE ★ 4.1 · 9 reviews | 9.90% | 15.00% |
| 8 | ENBRIGHT ★ 4.1 · 31 reviews | 11.14% | 12.12% |
| 9 | RESOUND ★ 4.5 · 282 reviews | 11.90% | 13.00% |
| 10 | US COMMUNITY ★ 4.0 · 77 reviews | 12.75% | 9.95% |
| 11 | NASHVILLE POST OFFICE ★ 4.6 · 67 reviews | 13.00% | 14.00% |
| 12 | PARTHENON ★ 4.1 · 11 reviews | 13.49% | 11.24% |
| 13 | YOUR BEST CREDIT UNION ★ 4.1 · 13 reviews | 14.00% | 15.16% |
| 14 | TEN ★ 2.2 · 18 reviews | 14.15% | 13.49% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Nashville could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Nashville credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.