Credit Cards · Corpus Christi, Texas

Best Credit Union Credit Card Rates in Corpus Christi, Texas

4 credit unions in Corpus Christi report credit card APRs to the NCUA. Rates range from 7.99% to 12.71%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

7.99%

Lowest Card APR

10.38%

City Average APR

Credit Card APRs — Corpus Christi, Texas

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1GULF COAST

★ 4.4 · 145 reviews

7.99%11.49%
2TEXAS BRIDGE

★ 3.6 · 31 reviews

9.90%10.92%
3MEMBERS FIRST

★ 4.3 · 39 reviews

10.90%12.50%
4STAR FINANCIAL

★ 4.7 · 130 reviews

12.71%15.25%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Corpus Christi could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Corpus Christi credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Corpus Christi

See member reviews, branch locations, and full rate details.