Credit Cards · Fort Worth, Texas

Best Credit Union Credit Card Rates in Fort Worth, Texas

9 credit unions in Fort Worth report credit card APRs to the NCUA. Rates range from 7.90% to 17.74%.

Updated Q1 2026 · NCUA Call Report data

9

CUs Reporting Rates

7.90%

Lowest Card APR

12.41%

City Average APR

Credit Card APRs — Fort Worth, Texas

9 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1UNITY ONE

★ 3.4 · 77 reviews

7.90%15.25%
2NATURAL RESOURCES CONSERVATION SERV

★ 2.3 · 6 reviews

9.00%13.05%
3TEXAS PEOPLE

★ 3.7 · 3 reviews

9.90%11.34%
4BEN E KEITH COMPANY EMPLOYEES

★ 3.7 · 9 reviews

11.90%8.41%
5FORT WORTH CITY

★ 4.6 · 321 reviews

12.90%9.99%
6ALCON EMPLOYEES

★ 3.7 · 7 reviews

13.50%12.72%
7TARRANT COUNTY'S CREDIT UNION

★ 4.8 · 579 reviews

13.82%11.41%
8EECU

★ 3.4 · 271 reviews

15.00%13.99%
9AMERICAN AIRLINES

★ 3.6 · 116 reviews

17.74%17.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Fort Worth could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Fort Worth credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Fort Worth

See member reviews, branch locations, and full rate details.