Credit Cards ยท Longview, Texas

Best Credit Union Credit Card Rates in Longview, Texas

2 credit unions in Longview report credit card APRs to the NCUA. Rates range from 11.82% to 14.49%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

11.82%

Lowest Card APR

13.16%

City Average APR

Credit Card APRs โ€” Longview, Texas

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1EAST TEXAS PROFESSIONAL

โ˜… 3.0 ยท 100 reviews

11.82%11.40%
2TELCO PLUS

โ˜… 4.0 ยท 162 reviews

14.49%13.96%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Longview could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Longview credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Longview

See member reviews, branch locations, and full rate details.