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Credit Cards · Tyler, Texas

Best Credit Union Credit Card Rates in Tyler, Texas

5 credit unions in Tyler report credit card APRs to the NCUA. Rates range from 9.00% to 15.49%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

9.00%

Lowest Card APR

10.95%

City Average APR

Credit Card APRs — Tyler, Texas

5 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1COOPERATIVE TEACHERS

★ 4.5 · 191 reviews

9.00%11.81%
2KEYSTONE

★ 3.7 · 23 reviews

9.50%13.01%
3MCMURREY

★ 4.3 · 6 reviews

9.50%12.75%
4KELLY COMMUNITY

★ 4.9 · 1,229 reviews

11.24%11.01%
5UNITED

★ 4.6 · 18 reviews

15.49%11.90%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Tyler could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Tyler credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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