Credit Cards ยท Brigham City, Utah

Best Credit Union Credit Card Rates in Brigham City, Utah

2 credit unions in Brigham City report credit card APRs to the NCUA. Rates range from 11.25% to 12.10%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

11.25%

Lowest Card APR

11.68%

City Average APR

Credit Card APRs โ€” Brigham City, Utah

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1ELEVATE

โ˜… 4.9 ยท 533 reviews

11.25%14.75%
2MEMBERS FIRST

โ˜… 4.6 ยท 45 reviews

12.10%13.56%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Brigham City could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Brigham City credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Brigham City

See member reviews, branch locations, and full rate details.