Credit Cards · Ogden, Utah
4 credit unions in Ogden report credit card APRs to the NCUA. Rates range from 11.49% to 13.25%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.49%
Lowest Card APR
12.03%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | GOLDENWEST ★ 4.6 · 321 reviews | 11.49% | 15.90% |
| 2 | WASATCH PEAKS ★ 3.4 · 77 reviews | 11.49% | 15.90% |
| 3 | EDUCATION 1ST ★ 4.8 · 22 reviews | 11.88% | 12.42% |
| 4 | ASCENT ★ 4.3 · 95 reviews | 13.25% | 11.45% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Ogden could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Ogden credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.