Credit Cards · Everett, Washington
4 credit unions in Everett report credit card APRs to the NCUA. Rates range from 8.99% to 10.98%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.99%
Lowest Card APR
9.62%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | COMMUNITY HEALTHCARE ★ 4.6 · 21 reviews | 8.99% | 9.99% |
| 2 | SNOCOPE ★ 4.3 · 63 reviews | 9.00% | 13.00% |
| 3 | MILL TOWN ★ 4.3 · 15 reviews | 9.50% | 12.00% |
| 4 | NORDSTROM ★ 4.0 · 9 reviews | 10.98% | 12.67% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Everett could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Everett credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.