Credit Cards · Seattle, Washington
5 credit unions in Seattle report credit card APRs to the NCUA. Rates range from 2.97% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
2.97%
Lowest Card APR
13.05%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | WATERFRONT ★ 3.4 · 34 reviews | 2.97% | 9.74% |
| 2 | SALAL ★ 3.0 · 21 reviews | 13.75% | 8.52% |
| 3 | SEATTLE METROPOLITAN ★ 2.7 · 55 reviews | 14.55% | 17.06% |
| 4 | EXPRESS ★ 4.6 · 180 reviews | 16.01% | 14.63% |
| 5 | VERITY ★ 3.3 · 49 reviews | 17.99% | 15.74% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Seattle could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Seattle credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.