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Credit Cards · Tacoma, Washington

Best Credit Union Credit Card Rates in Tacoma, Washington

3 credit unions in Tacoma report credit card APRs to the NCUA. Rates range from 9.00% to 17.55%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

9.00%

Lowest Card APR

13.65%

City Average APR

Credit Card APRs — Tacoma, Washington

3 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1IBEW 76

★ 5.0 · 3 reviews

9.00%9.00%
2HARBORSTONE

★ 3.6 · 97 reviews

14.40%10.24%
3SOUND

★ 3.6 · 62 reviews

17.55%12.27%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Tacoma could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Tacoma credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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