Credit Cards · Vancouver, Washington

Best Credit Union Credit Card Rates in Vancouver, Washington

4 credit unions in Vancouver report credit card APRs to the NCUA. Rates range from 10.90% to 14.25%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

10.90%

Lowest Card APR

12.66%

City Average APR

Credit Card APRs — Vancouver, Washington

4 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	LONGSHOREMEN'S LOCAL 4 ★ 5.0 · 8 reviews	10.90%	13.04%
2	PEOPLE'S COMMUNITY ★ 4.1 · 61 reviews	11.74%	11.00%
3	IQ ★ 3.5 · 87 reviews	13.74%	12.74%
4	COLUMBIA COMMUNITY ★ 3.9 · 123 reviews	14.25%	10.25%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Vancouver could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Vancouver credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Vancouver

Best Car Loan Rates →Best Personal Loan Rates →All of Washington →

Browse All Credit Unions in Vancouver

See member reviews, branch locations, and full rate details.

Credit Unions in Vancouver →All of Washington →