Credit Cards · La Crosse, Wisconsin
4 credit unions in La Crosse report credit card APRs to the NCUA. Rates range from 8.90% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.90%
Lowest Card APR
10.67%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | GUNDERSEN ★ 3.8 · 10 reviews | 8.90% | 10.50% |
| 2 | GOVERNMENTAL EMPLOYEES ★ 4.3 · 35 reviews | 8.99% | 10.99% |
| 3 | MARINE ★ 3.5 · 70 reviews | 10.90% | 21.00% |
| 4 | DAIRYLAND POWER ★ 4.0 · 4 reviews | 13.90% | 11.50% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in La Crosse could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most La Crosse credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.