Personal Loans · Bessemer, Alabama
2 credit unions in Bessemer report personal loan rates to the NCUA. Rates range from 10.00% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.00%
Lowest Rate
14.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | U S PIPE BESSEMER EMPLOYEES ★ 5.0 · 5 reviews | 10.00% | — |
| 2 | MARVEL CITY ★ 4.6 · 12 reviews | 18.00% | — |
If you have high-rate credit card balances, a personal loan from a Bessemer credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.