Personal Loans · Decatur, Alabama
2 credit unions in Decatur report personal loan rates to the NCUA. Rates range from 9.50% to 10.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.50%
Lowest Rate
10.25%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WCU CREDIT UNION ★ 4.4 · 9 reviews | 9.50% | — |
| 2 | FAMILY SECURITY ★ 4.1 · 33 reviews | 10.99% | 12.40% |
If you have high-rate credit card balances, a personal loan from a Decatur credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.