Personal Loans · Fairbanks, Alaska

Best Credit Union Personal Loan Rates in Fairbanks, Alaska

2 credit unions in Fairbanks report personal loan rates to the NCUA. Rates range from 12.99% to 13.93%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

12.99%

Lowest Rate

13.46%

City Average Rate

Personal Loan Rates — Fairbanks, Alaska

2 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1MAC

★ 3.2 · 174 reviews

12.99%9.90%
2SPIRIT OF ALASKA

★ 4.6 · 83 reviews

13.93%13.19%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Fairbanks

If you have high-rate credit card balances, a personal loan from a Fairbanks credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Fairbanks

See member reviews, branch locations, and full rate details.