Personal Loans · Benton, Arkansas
3 credit unions in Benton report personal loan rates to the NCUA. Rates range from 10.15% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.15%
Lowest Rate
12.45%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ARKANSAS HEALTH CENTER ★ 4.5 · 8 reviews | 10.15% | — |
| 2 | ALCOA COMMUNITY ★ 4.2 · 32 reviews | 11.21% | 8.80% |
| 3 | HURRICANE CREEK ★ 4.5 · 52 reviews | 16.00% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Benton credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.