Personal Loans · Fort Smith, Arkansas
3 credit unions in Fort Smith report personal loan rates to the NCUA. Rates range from 9.00% to 11.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.00%
Lowest Rate
10.15%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FORT SMITH TEACHERS ★ 4.5 · 8 reviews | 9.00% | — |
| 2 | RIVER TOWN | 10.44% | 11.90% |
| 3 | ARKANSAS BEST ★ 4.6 · 258 reviews | 11.00% | 8.15% |
If you have high-rate credit card balances, a personal loan from a Fort Smith credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.