Personal Loans · Searcy, Arkansas
2 credit unions in Searcy report personal loan rates to the NCUA. Rates range from 12.17% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.17%
Lowest Rate
13.59%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WHITE COUNTY ★ 3.3 · 3 reviews | 12.17% | — |
| 2 | NATURAL STATE ★ 5.0 · 16 reviews | 15.00% | 12.90% |
If you have high-rate credit card balances, a personal loan from a Searcy credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.