Personal Loans · Golden, Colorado
2 credit unions in Golden report personal loan rates to the NCUA. Rates range from 10.07% to 14.88%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.07%
Lowest Rate
12.48%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ON TAP ★ 3.7 · 168 reviews | 10.07% | 11.70% |
| 2 | CREDIT UNION OF THE ROCKIES ★ 4.0 · 167 reviews | 14.88% | 11.45% |
If you have high-rate credit card balances, a personal loan from a Golden credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.