Personal Loans · Grand Junction, Colorado
3 credit unions in Grand Junction report personal loan rates to the NCUA. Rates range from 11.68% to 15.75%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.68%
Lowest Rate
13.43%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GRAND JUNCTION ★ 3.6 · 51 reviews | 11.68% | 12.99% |
| 2 | RIO GRANDE ★ 4.2 · 33 reviews | 12.87% | 10.74% |
| 3 | COLORAMO ★ 3.4 · 109 reviews | 15.75% | 14.75% |
If you have high-rate credit card balances, a personal loan from a Grand Junction credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.