Personal Loans · Montrose, Colorado
2 credit unions in Montrose report personal loan rates to the NCUA. Rates range from 12.05% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.05%
Lowest Rate
14.03%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SAN JUAN MOUNTAINS ★ 4.4 · 35 reviews | 12.05% | 9.90% |
| 2 | NUVISTA ★ 3.7 · 69 reviews | 16.00% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Montrose credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.