Personal Loans · Boca Raton, Florida
2 credit unions in Boca Raton report personal loan rates to the NCUA. Rates range from 10.95% to 11.40%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.95%
Lowest Rate
11.18%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOUTH ATLANTIC ★ 4.5 · 17 reviews | 10.95% | 12.90% |
| 2 | ITHINK FINANCIAL ★ 3.3 · 65 reviews | 11.40% | 12.65% |
If you have high-rate credit card balances, a personal loan from a Boca Raton credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.