Personal Loans · Columbus, Georgia
3 credit unions in Columbus report personal loan rates to the NCUA. Rates range from 14.48% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
14.48%
Lowest Rate
15.39%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | KINETIC ★ 3.6 · 70 reviews | 14.48% | 14.18% |
| 2 | REGIONAL MEMBERS ★ 5.0 · 4 reviews | 15.70% | — |
| 3 | AFLAC ★ 4.3 · 6 reviews | 16.00% | — |
If you have high-rate credit card balances, a personal loan from a Columbus credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.