Personal Loans · Toccoa, Georgia
4 credit unions in Toccoa report personal loan rates to the NCUA. Rates range from 9.50% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.50%
Lowest Rate
12.16%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OMEGA PSI PHI FRATERNITY ★ 4.0 · 33 reviews | 9.50% | — |
| 2 | NORTH GEORGIA ★ 4.0 · 33 reviews | 10.90% | — |
| 3 | THE WRIGHT ★ 5.0 · 10 reviews | 12.25% | — |
| 4 | STEPHENS COUNTY COMMUNITY | 16.00% | — |
If you have high-rate credit card balances, a personal loan from a Toccoa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.