Personal Loans · Honolulu, Hawaii
17 credit unions in Honolulu report personal loan rates to the NCUA. Rates range from 6.00% to 11.90%.
Updated Q1 2026 · NCUA Call Report data
17
CUs Reporting Rates
6.00%
Lowest Rate
9.63%
City Average Rate
17 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GLOVER ★ 3.3 · 38 reviews | 6.00% | — |
| 2 | HAWAIIAN ELECTRIC EMPLOYEES ★ 5.0 · 3 reviews | 6.72% | 12.00% |
| 3 | HAWAIIUSA ★ 3.9 · 59 reviews | 7.50% | 9.90% |
| 4 | HAWAII SCHOOLS ★ 5.0 · 4 reviews | 8.33% | 8.14% |
| 5 | LOCAL UNION 1186 IBEW ★ 5.0 · 3 reviews | 8.45% | — |
| 6 | UNIVERSITY OF HAWAII ★ 4.4 · 96 reviews | 8.74% | 9.99% |
| 7 | ALOHA PACIFIC ★ 4.0 · 23 reviews | 9.50% | 16.24% |
| 8 | HOTEL AND TRAVEL INDUSTRY ★ 3.2 · 6 reviews | 9.82% | — |
| 9 | PLUMBERS & FITTERS LOCAL 675 ★ 5.0 · 4 reviews | 9.99% | — |
| 10 | HAWAII CENTRAL ★ 3.3 · 38 reviews | 10.00% | 12.40% |
| 11 | HAWAII LAW ENFORCEMENT ★ 3.7 · 33 reviews | 10.21% | 7.65% |
| 12 | HAWAII ★ 3.6 · 51 reviews | 10.99% | 10.56% |
| 13 | HONOLULU ★ 4.4 · 34 reviews | 11.07% | 9.75% |
| 14 | HAWAII STATE ★ 3.0 · 30 reviews | 11.25% | 18.00% |
| 15 | LOKAHI ★ 3.8 · 10 reviews | 11.50% | 9.90% |
| 16 | HONOLULU FIRE DEPARTMENT ★ 3.7 · 9 reviews | 11.75% | 10.99% |
| 17 | HAWAIIAN FINANCIAL ★ 3.8 · 17 reviews | 11.90% | 9.90% |
If you have high-rate credit card balances, a personal loan from a Honolulu credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.