Personal Loans · Lihue, Hawaii

Best Credit Union Personal Loan Rates in Lihue, Hawaii

4 credit unions in Lihue report personal loan rates to the NCUA. Rates range from 9.16% to 13.00%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

9.16%

Lowest Rate

10.88%

City Average Rate

Personal Loan Rates — Lihue, Hawaii

4 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1KAUAI OHANA

★ 5.0 · 1 reviews

9.16%—
2KAUAI

★ 4.6 · 12 reviews

10.59%10.02%
3GARDEN ISLAND

★ 3.7 · 6 reviews

10.75%9.25%
4GATHER

★ 4.1 · 19 reviews

13.00%9.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Lihue

If you have high-rate credit card balances, a personal loan from a Lihue credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Lihue

See member reviews, branch locations, and full rate details.