Personal Loans · Nampa, Idaho
2 credit unions in Nampa report personal loan rates to the NCUA. Rates range from 10.00% to 11.21%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.00%
Lowest Rate
10.61%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CLARITY ★ 4.3 · 123 reviews | 10.00% | 13.50% |
| 2 | NORTHWEST CHRISTIAN ★ 4.2 · 60 reviews | 11.21% | — |
If you have high-rate credit card balances, a personal loan from a Nampa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.