Personal Loans · Columbus, Indiana
3 credit unions in Columbus report personal loan rates to the NCUA. Rates range from 11.31% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.31%
Lowest Rate
14.50%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BAR-CONS ★ 4.9 · 170 reviews | 11.31% | 9.90% |
| 2 | BUSINESS AND INDUSTRIAL ★ 4.1 · 18 reviews | 14.20% | 13.75% |
| 3 | CENTRA ★ 3.6 · 79 reviews | 18.00% | 12.49% |
If you have high-rate credit card balances, a personal loan from a Columbus credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.