Personal Loans · Indianapolis, Indiana
14 credit unions in Indianapolis report personal loan rates to the NCUA. Rates range from 9.50% to 25.00%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
9.50%
Lowest Rate
13.95%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HARVESTER FINANCIAL ★ 3.6 · 32 reviews | 9.50% | 14.15% |
| 2 | ELEMENTS FINANCIAL ★ 4.3 · 236 reviews | 10.61% | 15.51% |
| 3 | FORUM ★ 3.8 · 23 reviews | 10.74% | 10.74% |
| 4 | FINANCIAL CENTER FIRST ★ 3.8 · 236 reviews | 11.12% | 13.50% |
| 5 | ENERGY PLUS ★ 5.0 · 5 reviews | 11.80% | 11.00% |
| 6 | HOOSIER UNITED ★ 4.2 · 19 reviews | 12.00% | 10.90% |
| 7 | PROFESSIONAL POLICE OFFICERS ★ 4.2 · 10 reviews | 12.00% | 11.90% |
| 8 | MT ZION INDIANAPOLIS ★ 5.0 · 2 reviews | 13.00% | — |
| 9 | H A L E ★ 3.3 · 101 reviews | 13.16% | — |
| 10 | FAMILY HORIZONS ★ 3.6 · 57 reviews | 13.65% | 8.55% |
| 11 | FIREFIGHTERS ★ 4.3 · 12 reviews | 15.00% | 8.90% |
| 12 | FINANCIAL HEALTH ★ 3.3 · 101 reviews | 17.00% | 11.50% |
| 13 | KEMBA INDIANAPOLIS ★ 4.3 · 67 reviews | 20.65% | 14.25% |
| 14 | INDIANA MEMBERS ★ 4.5 · 102 reviews | 25.00% | 13.49% |
If you have high-rate credit card balances, a personal loan from a Indianapolis credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.