Personal Loans · Kokomo, Indiana
6 credit unions in Kokomo report personal loan rates to the NCUA. Rates range from 9.00% to 11.63%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.00%
Lowest Rate
10.17%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HOWARD COUNTY SCHOOL EM ★ 4.3 · 13 reviews | 9.00% | — |
| 2 | HAYNES COMMUNITY ★ 4.6 · 16 reviews | 9.58% | 11.24% |
| 3 | CITY OF FIRSTS COMMUNITY ★ 4.2 · 58 reviews | 10.00% | 12.50% |
| 4 | SOLIDARITY COMMUNITY ★ 4.0 · 133 reviews | 10.00% | — |
| 5 | FINANCIAL BUILDERS ★ 3.3 · 84 reviews | 10.80% | 9.71% |
| 6 | INDIANA HEARTLAND ★ 4.8 · 227 reviews | 11.63% | 13.56% |
If you have high-rate credit card balances, a personal loan from a Kokomo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.