Personal Loans · Madison, Indiana
2 credit unions in Madison report personal loan rates to the NCUA. Rates range from 9.05% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.05%
Lowest Rate
12.03%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | JEFFERSON COMMUNITY ★ 3.7 · 13 reviews | 9.05% | 11.99% |
| 2 | CLIFTY CREEK EMPLOYEES ★ 5.0 · 3 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Madison credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.