Personal Loans · Muncie, Indiana
4 credit unions in Muncie report personal loan rates to the NCUA. Rates range from 9.49% to 11.25%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.49%
Lowest Rate
10.19%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST COUNTY ★ 4.3 · 19 reviews | 9.49% | 12.90% |
| 2 | DEL MET ★ 4.2 · 5 reviews | 9.50% | 11.90% |
| 3 | PRIMETRUST FINANCIAL ★ 4.2 · 105 reviews | 10.51% | 11.26% |
| 4 | THRIVE ★ 4.6 · 61 reviews | 11.25% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Muncie credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.