Personal Loans · Richmond, Indiana
4 credit unions in Richmond report personal loan rates to the NCUA. Rates range from 8.00% to 13.56%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.00%
Lowest Rate
11.37%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WAYNE COUNTY ★ 4.6 · 10 reviews | 8.00% | 9.00% |
| 2 | RICHMOND LIGHT EMPLOYEES | 10.64% | — |
| 3 | HEALTH CARE PROFESSIONALS ★ 4.6 · 75 reviews | 13.27% | 12.22% |
| 4 | NATCO ★ 4.7 · 131 reviews | 13.56% | 15.33% |
If you have high-rate credit card balances, a personal loan from a Richmond credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.