Personal Loans · South Bend, Indiana
5 credit unions in South Bend report personal loan rates to the NCUA. Rates range from 9.55% to 13.12%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.55%
Lowest Rate
11.48%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOUTH BEND FIREFIGHTERS ★ 4.3 · 14 reviews | 9.55% | 11.90% |
| 2 | EVERWISE ★ 3.7 · 98 reviews | 10.75% | 12.75% |
| 3 | SOUTH BEND TRANSIT ★ 5.0 · 5 reviews | 12.00% | — |
| 4 | COMMUNITYWIDE ★ 3.6 · 265 reviews | 12.00% | 15.00% |
| 5 | POLICEMEN'S ★ 4.7 · 21 reviews | 13.12% | 10.23% |
If you have high-rate credit card balances, a personal loan from a South Bend credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.