Personal Loans · Mason City, Iowa
5 credit unions in Mason City report personal loan rates to the NCUA. Rates range from 6.67% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
6.67%
Lowest Rate
11.53%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | IOWA HEARTLAND ★ 3.6 · 17 reviews | 6.67% | — |
| 2 | ACE ★ 3.9 · 8 reviews | 11.00% | — |
| 3 | NORTH IOWA COMMUNITY ★ 4.4 · 110 reviews | 11.48% | 10.99% |
| 4 | CENT ★ 4.5 · 86 reviews | 13.50% | 10.00% |
| 5 | GAS & ELECTRIC EMPLOYEES ★ 3.7 · 149 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Mason City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.