Personal Loans · Ottumwa, Iowa
3 credit unions in Ottumwa report personal loan rates to the NCUA. Rates range from 9.75% to 19.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.75%
Lowest Rate
13.67%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MERIDIAN ★ 4.9 · 61 reviews | 9.75% | 10.90% |
| 2 | RIVER COMMUNITY ★ 4.6 · 10 reviews | 12.25% | 11.90% |
| 3 | COMMUNITY 1ST ★ 4.6 · 40 reviews | 19.00% | 11.99% |
If you have high-rate credit card balances, a personal loan from a Ottumwa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.