Personal Loans · West Des Moines, Iowa
2 credit unions in West Des Moines report personal loan rates to the NCUA. Rates range from 7.89% to 12.06%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.89%
Lowest Rate
9.98%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FINANCIAL PLUS ★ 4.4 · 112 reviews | 7.89% | 12.52% |
| 2 | FIRST CLASS COMMUNITY ★ 4.8 · 289 reviews | 12.06% | — |
If you have high-rate credit card balances, a personal loan from a West Des Moines credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.