Personal Loans · Topeka, Kansas
6 credit unions in Topeka report personal loan rates to the NCUA. Rates range from 9.00% to 16.95%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.00%
Lowest Rate
13.03%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TOPEKA FIREMEN'S | 9.00% | — |
| 2 | EMPOWER BLUE ★ 4.9 · 7 reviews | 9.75% | 10.25% |
| 3 | 1ST KANSAS ★ 5.0 · 4 reviews | 12.00% | — |
| 4 | AZURA ★ 3.4 · 58 reviews | 14.99% | 10.25% |
| 5 | TOPEKA POLICE ★ 3.0 · 6 reviews | 15.50% | — |
| 6 | ENVISTA ★ 4.6 · 158 reviews | 16.95% | 11.95% |
If you have high-rate credit card balances, a personal loan from a Topeka credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.