Personal Loans · Louisville, Kentucky
14 credit unions in Louisville report personal loan rates to the NCUA. Rates range from 9.47% to 24.00%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
9.47%
Lowest Rate
14.13%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BEACON COMMUNITY ★ 3.0 · 84 reviews | 9.47% | 10.80% |
| 2 | AUTOTRUCK FINANCIAL ★ 3.3 · 94 reviews | 9.99% | 10.75% |
| 3 | MSD ★ 2.5 · 63 reviews | 12.00% | — |
| 4 | ADVANZ ★ 4.6 · 199 reviews | 12.35% | 11.65% |
| 5 | LOUISVILLE GAS AND ELECTRIC COMPANY ★ 1.7 · 313 reviews | 12.47% | 11.90% |
| 6 | BROWN-FORMAN EMPLOYEES | 12.50% | — |
| 7 | L & N ★ 3.9 · 44 reviews | 12.86% | 12.69% |
| 8 | KEMBA LOUISVILLE ★ 3.7 · 39 reviews | 12.96% | — |
| 9 | YOUNG COMMUNITY ★ 5.0 · 5 reviews | 13.24% | — |
| 10 | TRANSCEND ★ 4.8 · 593 reviews | 13.90% | 8.90% |
| 11 | CLASS ACT ★ 4.0 · 75 reviews | 16.75% | 12.75% |
| 12 | K I T ★ 4.6 · 45 reviews | 17.30% | 10.90% |
| 13 | PARK ★ 4.6 · 258 reviews | 18.00% | 14.24% |
| 14 | LOUISVILLE FEDERAL ★ 3.7 · 11 reviews | 24.00% | — |
If you have high-rate credit card balances, a personal loan from a Louisville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.