Personal Loans · Owensboro, Kentucky
4 credit unions in Owensboro report personal loan rates to the NCUA. Rates range from 9.20% to 10.59%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.20%
Lowest Rate
9.95%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | AUDUBON ★ 4.5 · 17 reviews | 9.20% | 10.90% |
| 2 | OWENSBORO ★ 3.8 · 16 reviews | 10.00% | 14.88% |
| 3 | DAVIESS COUNTY TEACHERS ★ 4.8 · 23 reviews | 10.00% | 9.00% |
| 4 | GREEN RIVER AREA ★ 4.2 · 19 reviews | 10.59% | — |
If you have high-rate credit card balances, a personal loan from a Owensboro credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.