Personal Loans · Houma, Louisiana

Best Credit Union Personal Loan Rates in Houma, Louisiana

2 credit unions in Houma report personal loan rates to the NCUA. Rates range from 11.88% to 12.00%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

11.88%

Lowest Rate

11.94%

City Average Rate

Personal Loan Rates — Houma, Louisiana

2 credit unions sorted by APR

#	Credit Union	Personal Loan APR	Credit Card APR
1	LA TERRE ★ 2.8 · 24 reviews	11.88%	11.90%
2	T E A	12.00%	—

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Houma

If you have high-rate credit card balances, a personal loan from a Houma credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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