Personal Loans · Lafayette, Louisiana
11 credit unions in Lafayette report personal loan rates to the NCUA. Rates range from 9.54% to 13.16%.
Updated Q1 2026 · NCUA Call Report data
11
CUs Reporting Rates
9.54%
Lowest Rate
11.13%
City Average Rate
11 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COGIC ★ 4.0 · 19 reviews | 9.54% | — |
| 2 | UNIVERSITY OF LOUISIANA ★ 4.0 · 19 reviews | 9.95% | 9.95% |
| 3 | ACADIANA MEDICAL ★ 4.4 · 12 reviews | 10.00% | 9.50% |
| 4 | IMMACULATE HEART OF MARY | 10.00% | — |
| 5 | P.H.I. ★ 5.0 · 4 reviews | 10.00% | 9.20% |
| 6 | 3RD DISTRICT HIGHWAY ★ 5.0 · 1 reviews | 10.50% | — |
| 7 | FIRST PIONEERS ★ 4.2 · 70 reviews | 11.43% | 10.75% |
| 8 | MAPLE ★ 4.5 · 44 reviews | 12.25% | 7.90% |
| 9 | 705 ★ 4.0 · 12 reviews | 12.57% | 7.90% |
| 10 | MERITUS ★ 3.3 · 79 reviews | 12.99% | 8.01% |
| 11 | ACADIAN ★ 5.0 · 4 reviews | 13.16% | 9.20% |
If you have high-rate credit card balances, a personal loan from a Lafayette credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.