Personal Loans · Lake Charles, Louisiana
6 credit unions in Lake Charles report personal loan rates to the NCUA. Rates range from 9.20% to 16.95%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.20%
Lowest Rate
11.87%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ACCESS OF LOUISIANA ★ 4.8 · 5 reviews | 9.20% | — |
| 2 | G. C. A. ★ 4.0 · 5 reviews | 10.00% | — |
| 3 | CALCASIEU TEACHERS AND EMPLOYEES ★ 5.0 · 3 reviews | 10.28% | — |
| 4 | CALCASIEU PARISH EMPLOYEES ★ 5.0 · 1 reviews | 11.98% | — |
| 5 | CSE ★ 4.3 · 233 reviews | 12.81% | 2.99% |
| 6 | SOUTHWEST LOUISIANA ★ 3.5 · 63 reviews | 16.95% | 7.99% |
If you have high-rate credit card balances, a personal loan from a Lake Charles credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.