Personal Loans · New Orleans, Louisiana
17 credit unions in New Orleans report personal loan rates to the NCUA. Rates range from 8.03% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
17
CUs Reporting Rates
8.03%
Lowest Rate
13.15%
City Average Rate
17 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RIVERLAND ★ 4.3 · 20 reviews | 8.03% | 11.00% |
| 2 | XAVIER UNIVERSITY | 8.99% | — |
| 3 | INSTEP ★ 4.1 · 8 reviews | 9.70% | 10.90% |
| 4 | N.O. PORT COMMISSION EMPLOYEES ★ 5.0 · 1 reviews | 10.89% | — |
| 5 | JUDICIAL & JUSTICE ★ 5.0 · 1 reviews | 11.00% | — |
| 6 | COAST GUARD EMPLOYEES ★ 5.0 · 2 reviews | 11.41% | — |
| 7 | NEW ORLEANS PUBLIC BELT RAILROAD | 12.00% | — |
| 8 | SEWERAGE & WATER BOARD EMPLOYEES ★ 1.8 · 566 reviews | 12.50% | — |
| 9 | INTERNAL REVENUE ★ 5.0 · 5 reviews | 12.50% | — |
| 10 | UNO ★ 3.9 · 15 reviews | 15.00% | 9.50% |
| 11 | G G W ★ 4.4 · 67 reviews | 15.00% | — |
| 12 | NEW ORLEANS POLICE DEPARTMENT EMP. ★ 5.0 · 1 reviews | 15.00% | — |
| 13 | TULANE/LOYOLA ★ 2.8 · 12 reviews | 15.00% | 11.90% |
| 14 | ARABI SUGAR WORKERS ★ 4.7 · 3 reviews | 15.00% | — |
| 15 | SOUTHEAST LOUISIANA VETERANS HEALTH ★ 4.7 · 32 reviews | 16.00% | — |
| 16 | TEAMSTERS LOCAL UNION #270 ★ 3.9 · 8 reviews | 17.50% | — |
| 17 | ORLEANS PARISH SHERIFF'S ★ 5.0 · 1 reviews | 18.00% | — |
If you have high-rate credit card balances, a personal loan from a New Orleans credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.