Personal Loans · Augusta, Maine
5 credit unions in Augusta report personal loan rates to the NCUA. Rates range from 8.69% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.69%
Lowest Rate
11.81%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TRADEMARK ★ 4.6 · 25 reviews | 8.69% | 12.25% |
| 2 | CAPITAL AREA ★ 4.1 · 27 reviews | 11.59% | 11.30% |
| 3 | CONNECTED ★ 4.3 · 11 reviews | 12.26% | 11.99% |
| 4 | MAINE STATE ★ 3.1 · 79 reviews | 12.99% | 14.90% |
| 5 | K V ★ 3.3 · 11 reviews | 13.50% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Augusta credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.