Personal Loans ยท Jay, Maine

Best Credit Union Personal Loan Rates in Jay, Maine

1 credit union in Jay report personal loan rates to the NCUA. Lowest rate: 9.75%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

9.75%

Lowest Rate

9.75%

City Average Rate

Personal Loan Rates โ€” Jay, Maine

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1OTIS

โ˜… 3.6 ยท 43 reviews

9.75%9.90%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Jay

If you have high-rate credit card balances, a personal loan from a Jay credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates โ€” a common tool for building or rebuilding credit history.

Browse All Credit Unions in Jay

See member reviews, branch locations, and full rate details.