Personal Loans · Waterville, Maine
2 credit unions in Waterville report personal loan rates to the NCUA. Rates range from 13.27% to 14.11%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
13.27%
Lowest Rate
13.69%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | KSW ★ 3.9 · 25 reviews | 13.27% | 8.50% |
| 2 | NEW DIMENSIONS ★ 3.1 · 59 reviews | 14.11% | — |
If you have high-rate credit card balances, a personal loan from a Waterville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.