Personal Loans · Baltimore, Maryland
9 credit unions in Baltimore report personal loan rates to the NCUA. Rates range from 8.49% to 16.88%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
8.49%
Lowest Rate
12.00%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LM ★ 4.1 · 16 reviews | 8.49% | 14.65% |
| 2 | POST OFFICE CU OF MD, INC. ★ 3.5 · 14 reviews | 9.55% | — |
| 3 | DESTINATIONS CREDIT UNION ★ 4.1 · 80 reviews | 10.69% | 9.50% |
| 4 | FIVE STAR OF MARYLAND ★ 4.6 · 16 reviews | 11.67% | 10.01% |
| 5 | SECURITYPLUS ★ 4.0 · 129 reviews | 12.06% | 13.50% |
| 6 | JOHNS HOPKINS ★ 3.8 · 162 reviews | 12.16% | 9.89% |
| 7 | MUNICIPAL EMPL.CREDIT UNION OF BALT ★ 2.0 · 239 reviews | 12.49% | 1.99% |
| 8 | LOCAL 355 MD ★ 3.3 · 24 reviews | 14.00% | — |
| 9 | CENTRAL CREDIT UNION OF MARYLAND,IN ★ 2.9 · 25 reviews | 16.88% | 12.65% |
If you have high-rate credit card balances, a personal loan from a Baltimore credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.