Personal Loans · Frederick, Maryland
2 credit unions in Frederick report personal loan rates to the NCUA. Rates range from 10.48% to 17.50%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.48%
Lowest Rate
13.99%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FERKO MD ★ 5.0 · 13 reviews | 10.48% | 12.90% |
| 2 | NYMEO ★ 3.7 · 36 reviews | 17.50% | 9.15% |
If you have high-rate credit card balances, a personal loan from a Frederick credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.